Along Thomas

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Posted by admin | Posted in Uncategorized | Posted on 14-06-2008

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Along Thomas
Is Frank Thomas a first ballot Hall of Famer?

I think so…

http://victorypie.com/wordpress/10-reasons-frank-thomas-is-a-first-ballot-hall-of-famer/

I am biased.. so I wanted to see what non Frank Thomas fans thought. And I don’t just mean Hall of Fame worthy, I mean get in on the first try in 2014… along side the other greats that are eligible that year. (Greg Maddux, Mike Mussina, Jeff Kent, Tom Glavine, Pedro Martinez-assuming he doesn’t play again)

I believe he is. Frank Thomas was the most dangerous hitter of the 90′s. I know he was a DH but much like the closer posititon voters are becoming more appreciative of the DH.

Thomas also will get in first ballot because in the eyes of many he is the ONLY slugger of the 90′s that isn’t in some way tainted by PED’s with the possible exception of Ken Griffey Jr. Just about every other big time slugger has been linked to PED’s in some way and that will help him get in first ballot.

Another thing in his favor is that unlike a lot of great players who bounce around a lot in their final years Thomas spent almost his whole career with the White Sox. He had short stints with the A’s & Blue Jays in his last 3 years but all the rest of his career he was with Chicage & don’t think that HOF voters don’t take things like that into account.

Along ThomasAlong Thomas
Along Thomas

Obama Foreclosure Plan Rescues Banks – Tom Tsilionis / Thomas Tsilionis / Tsi Group

Under the plan, lenders who participate must reduce mortgage payments to no more than 31 percent of a borrower’s income with the government making up the difference between the old payments and the new. In Obama’s version of help, the predatory lender gets subsidized by his individual victim and, by you, the taxpayer. Giving struggling homeowners access to a much bolder remedy known as a “cram-down” is required to reverse the vast transfer of wealth upward the sub-prime lending crisis represents.

Prior to a 1993 Supreme Court decision (Nobelman v. American Savings Bank), bankruptcy judges had the power to modify the repayment terms of a mortgage when the value of the house was less than what was still owed (“underwater”). Since 1993, residential mortgages on a principal residence have been the only loan that could not be modified by a bankruptcy judge. Landlords, owners of yachts or second-home owners were entitled to cram down any liens on these items if they filed bankruptcy. They could strip off any amount of debt that exceeded the market value of the asset. Thus, bankruptcy judges had the discretion to adjust a debt load in response to loss of value. Fierce opposition from Wall Street has previously stymied legislation that would permit judicial modification of mortgages (a more delicate phrasing than “cram-down”).

In the new book labeled ‘The Foreclosure Survival Answer Book’ by Thomas Tom Tsilionis he talks about the “cram-down” in detail in Chapter 5. He explains why the new Obama Plan is designed to help banks and institutions but does not guarantee assistance to the Real Estate market. (For more please visit amazon.com and download ‘The Foreclosure Survival Answer Book’ by Thomas Tsilionis

“The big demand was not so much on the part of the borrowers as it was on the part of the suppliers who were giving loans which really most people couldn’t afford,” said then-U.S. Federal Reserve Chairman Alan Greenspan. “We created something which was unsustainable. If it weren’t for securitization, the subprime loan market would have been much smaller.”

But reviving cramdown would allow 8.1 million homeowners who are likely to face foreclosure in the next five years to remain in their homes and pay back only what the house is actually worth. Unlike Obama’s plan, it would not cost the government a penny. And if the legislation even looked like it had a chance of passing, it would open the floodgates to true, sustainable voluntary mortgage modification, outside of bankruptcy. Consider this: as of October 2008, only 3.5 percent of delinquent subprime loans were voluntarily reformed by lenders. One professor who studied the issue found that of 3.5 million modifications, less than one-third actually lowered the monthly payment. Two-thirds kept the payments the same, or increased them, to cover missed payments. The result is re-default. It is only the threat of judicial modification that forces the lender to be reasonable.

Since the Wall Street bailout, Citigroup has said it would accept cramdown, provided it was only applied retroactively. It wants assurances that it can issue new mortgages that would not become subject to judicial modification. The other subprime lending giant banks, Wells Fargo, Bank of America and JPMorgan Chase, have not dropped their opposition.

In his Feb. 18 announcement, President Obama called upon Congress to amend the bankruptcy law to permit cramdown for underwater homeowners. Only cramdown would begin to restore a measure of the ill-gotten gains that Wall Street acquired at the expense of Black and Latino homeowners who were the primary victims of the subprime scam.

Tom Tsilionis Properties and TSI Group are companies owned and operated by Real Estate and Foreclosure expert Thomas Tsilionis. Thomas has written many books in relation to the Foreclosure Industry and include ‘The Foreclosure Survival Answer Book’ now available on amazon.com. (Reference: www.tsilionis.com)

About the Author

Thomas Tom Tsilionis is currently the President and CEO of the TSI Property Group which owns and operates over 100 properties in Florida, New Jersey, New York, Connecticut, Pennsylvania, Arizona, Texas and California.

is there a list of all the current Thomas take along trains, so I can compare & get all of them?

Looking for a inventory list for christmas shopping check off.

Try the source link below for a complete list. Also can look at:

http://sweetfunandprecious.safeshopper.com/140/cat140.htm?983

OR

http://www.diecastplus.com/taalth1.html?OVRAW=thomas%20take%20along%20trains&OVKEY=thomas%20the%20train%20take%20along&OVMTC=standard

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